Chris Gianino
Founder | Mortgage Broker | Residential Lending Expert
Chris Gianino is the President and Co-Founder of The Pinnacle Loans and Pinnacle Real Estate Advisor Home Loans, an independent mortgage brokerage headquartered in the historic Hill neighborhood of St. Louis, Missouri. Since co-founding the company in 2014, Chris has helped build one of the region's respected independent mortgage brokerages by combining exceptional customer service, operational excellence, and innovative mortgage solutions.
With more than two decades of experience in residential mortgage lending, Chris specializes in helping homebuyers, homeowners, and real estate investors navigate today's ever-changing mortgage market. His expertise includes conventional mortgages, FHA loans, VA loans, USDA financing, jumbo mortgages, refinancing, investment-property financing, and DSCR loans for real estate investors.
Chris is known for his attention to detail, problem-solving ability, and commitment to creating a smooth mortgage experience from application through closing. Whether working with a first-time homebuyer, a growing family purchasing a larger home, or an experienced investor expanding a real estate portfolio, he takes pride in developing financing strategies tailored to each client's goals.
As President of The Pinnacle Loans, Chris has helped lead the company's continued growth while fostering a culture centered on teamwork, innovation, accountability, and outstanding customer service. Under his leadership, the company has embraced digital mortgage technology, streamlined operations, and expanded relationships with a broad network of wholesale lending partners to provide borrowers with competitive financing options and efficient closings.
Chris believes that buying a home should be an exciting and rewarding experience—not an overwhelming one. He is committed to educating clients throughout the lending process, ensuring they understand their financing options and can make informed decisions with confidence.
Throughout his career, Chris has earned the trust of thousands of homeowners, Realtors, builders, and financial professionals by delivering responsive communication, dependable execution, and a customer-first approach. His dedication to excellence has contributed to The Pinnacle Loans helping thousands of families achieve homeownership while facilitating more than $600 million in residential mortgage financing.
Beyond serving individual borrowers, Chris works closely with real estate professionals, local businesses, and community organizations throughout the St. Louis area. He believes locally owned businesses play an essential role in building stronger communities and is passionate about helping families create long-term wealth through responsible homeownership and real estate investment.
Chris has also been recognized as a UWM Top 1% Mortgage Originator in multiple years and has received recognition as a Five Star Mortgage Professional, reflecting his consistent production and commitment to outstanding client service.
Away from the office, Chris enjoys spending time with family and friends, supporting the St. Louis community, following sports, and mentoring the next generation of mortgage professionals. His leadership philosophy emphasizes integrity, continuous improvement, and building lasting relationships with clients and business partners alike.
For borrowers seeking knowledgeable guidance, personalized mortgage solutions, and a trusted advisor throughout the home financing process, Chris Gianino and The Pinnacle Loans are dedicated to helping clients achieve their homeownership and real estate investment goals.